Personal Finance

When you invest in something you are speculating a future move or price change that will enable you to make some money out of it. I believe that every time you are investing you are speculating as well, even though speculating sounds a lot worse than “investing”. This definition can be found on multiple books and all around the web. Some people might disagree with it, but if ...

Of course this is something most of us will not consider until we get to retirement as we simply don’t have time. There are a catalogue of excuses why we don’t ponder annuities in life such as… lack of disposable income, lack of awareness and lethargy. Pension workers can find this quite astounding as securing the best annuity can mean boosting your income by as much ...

The financial sector still looks a little bleak, but things have been looking up in little ways. I’m sure that in some way, you feel hopeful that you can bounce back easily from the crisis you’ve recently went through. Here are the top tips just for that: 1. Remember: Perfection isn’t an option in life, so just absorb all the mistakes, errors and ...

Can Investors Play the Timing Game?     Although there is very little evidence to support the belief that actual investors consistently play the timing game successfully, many investors continue to try and perhaps some consistently succeed. Skill in making the judgement with respect to timing can be extremely rewarding. Switches in and out of the market at ...